Cookie Policy
Effective Date: January 2025
Your Cookie Preferences
Note: Essential cookies required for site functionality cannot be disabled. They're necessary for basic operations like navigation and secure access to your account.
What Cookies Actually Do
Cookies are small text files stored on your device when you visit websites. Think of them as little notepads that remember things between visits. Some remember your login, others track which pages you viewed.
We use cookies to understand how people interact with our financial research content. For instance, if you're reading about quantitative analysis methods, cookies help us see whether that content is useful or if we need to improve it.
Types of Cookies We Use
Essential Cookies
These keep the site working. They manage your session when you're logged in, remember security settings, and ensure forms work properly. Without these, you couldn't access course materials or submit research questions. We can't turn these off because the site would break.
Performance Cookies
We use these to see which research topics get the most attention. They tell us things like "the regression analysis module had 200 visitors last week" or "most people spend 12 minutes on the survey design page." This helps us figure out what's working and what needs attention.
Functional Cookies
These remember your preferences. If you adjusted text size or selected a preferred course format, functional cookies save those choices so you don't have to reset them every visit. They make the experience feel more personal without being invasive.
Analytics Cookies
We track how people move through our educational content. Which modules do visitors complete? Where do they drop off? This information helps us improve course structure and identify confusing sections. We aggregate this data — we're looking at patterns, not individual behavior.
How We Use Tracking Data
Here's what happens with the information cookies collect. When you browse our financial research courses, we see which topics generate interest. If everyone skips the section on factor analysis but spends ages on portfolio theory, that tells us something important.
We also use cookies to test different approaches. Maybe we're trying two different ways of explaining statistical significance. Cookies help us measure which explanation actually helps people understand the concept.
And honestly? Some of this is about making sure our site doesn't break. If there's an error page that people keep hitting, cookies help us identify and fix it quickly.
Third-Party Cookies
We work with external services that set their own cookies. Our analytics provider tracks site usage patterns. If we embed a video tutorial, that video platform might set cookies too.
These third parties have their own privacy policies. We choose partners carefully, but we can't control their practices. Most are standard tools used across educational websites — nothing unusual or sketchy.
- Google Analytics for understanding visitor behavior and content performance
- Video hosting platforms when we embed educational content
- Email service providers if you subscribe to our research updates
Managing Your Browser Settings
Your browser gives you control over cookies. Most browsers let you block all cookies, accept only certain types, or delete existing ones. The settings are usually under Privacy or Security options.
Here's the thing though — blocking all cookies will probably break parts of our site. You might not be able to log in, access course materials, or save your progress. We'd recommend blocking third-party cookies while allowing first-party ones.
Each browser handles this differently. Chrome, Firefox, Safari, and Edge all have their own cookie management interfaces. A quick search for "manage cookies in [your browser name]" will get you detailed instructions.
Data Retention Periods
Different cookies stick around for different lengths of time. Session cookies disappear when you close your browser. Others might last a few weeks or even a year.
Cookie Type | Typical Duration | Purpose |
---|---|---|
Session Cookies | Until browser closes | Temporary navigation and form data |
Login Tokens | 30 days | Keep you signed in between visits |
Preference Cookies | 90 days | Remember your settings and choices |
Analytics Cookies | 12-24 months | Track long-term usage patterns |
We periodically review stored cookies and delete what we no longer need. There's no reason to keep data forever if it's not serving a purpose.
Updates to This Policy
We'll update this policy if our cookie practices change significantly. Maybe we add a new analytics tool or drop one that wasn't useful. When we make meaningful changes, we'll update the effective date at the top of this page.
We won't dramatically change how we use cookies without letting you know. But minor technical updates might happen without individual notification — things like adjusting retention periods by a few days or switching between similar analytics providers.
Questions About Cookies?
If something in this policy doesn't make sense or you want more details about specific cookies, reach out. We're based in Wagga Wagga and happy to explain our approach.
Contact Us